Privacy Policy

This Privacy Policy is intended to cover all visitors to this website. Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as "Visitors" and are parties to this Privacy Policy. Subscribers to lists or Newsletters are referred to herein as "Subscribers" and are parties to the Privacy Policy.

A NOTE TO CALIFORNIA RESIDENTS (ONLINE PRIVACY PROTECTION ACT OF 2003 --OPPA)

It is the intent of the Privacy Policy to comply with the California Act. Various provisions throughout this Privacy Policy address requirements of the act. In summary, you must presume that we collect electronic information from all visitors. This is not usually personally identifiable. In the event that the website, under advice of counsel agrees to divulge information, the requesting party must submit whatever information is demanded by the website to insure that the website is releasing information to the correct party. Other provisions of the OPPA may exempt this website from complying. While we take measures to ensure that outside parties do not have access to any information we have about you, we do not warranty that outside parties will not breach our system and thus have access to your information. This Privacy Policy also is subject to change without notice. You are required to read it prior to using the website. By interacting with the website you agree to the terms and conditions of the Privacy Policy. By using the website or purchasing a product through this website, you waive the right to use state or federal court systems to address complaints and, instead, agree to use the American Arbitration Association located in a city and county specified herein.

ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED

This website routinely collects information about its visitors, subscribers, and clients. This information is obtained in various ways, such as:

VISITOR, SUBSCRIBER, OR CLIENT INFORMATION OBTAINED FROM 'REGISTRATION'

Registration means that the Visitor, Subscriber, or Client takes active, positive steps to communicate information to this website. This can include pages where you register for a newsletter or subscribe to a mailing list; it can include requesting information from the website via email, mail, or courier.

VISITOR EMAIL INQUIRIES

Website visitors who wish to communicate with the website do so under two conditions: one, they give their permission for contact by the website; two, they are subject to any 'submission' provisions of the Terms of Use, or this Privacy Policy. While your email address may or may not be used to solicit you, it is added to the website's general solicitation database.

CLIENT EMAIL

If you are a client and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.

INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS

If you send a friend an email from this site or if you send the url or one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email.

OUR COMMITMENT TO PRIVACY

Family Protection Group is committed to online privacy. Individual personal information is not shared outside of our office. When information is collected on one of our online forms, or through an email, we will not share this information to any outside party unless necessary to effect, administer or enforce certain transactions related to your account.

DATA SECURITY

This website takes measures to protect its data that contains information related to you. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this site concerning the loss, alteration, or misuse of information. You must assume that it is possible for your personal data to be obtained by others, such as "hackers," and used in an inappropriate manner that may cause you harm and that you agree that the site is not responsible for damages to you.

QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS

You may direct questions, comments or reports to:

James Blackburn
Family Protection Group Inc.
3555 W. Lyndale, Suite 1B
Chicago, IL 60647

REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE

This Privacy Policy is dynamic. It will continually change. You may not assume that it remains the same and you agree to check the policy each time you visit the site for changes. Unless, in the sole opinion of the website, this policy changes so drastically as to suggest a posted notification on the site or via email, you will receive no notification of changes to this Privacy Policy nor, under any circumstances, does this site promise notification. Your continued use of this site always evidences your acceptance of the terms this Privacy Policy or any modifications.

PRIVACY EXCEPTIONS

The exception embodied in Section 248.14 of Regulation S-P allows us to disclose such information to our clearing firms and other providers of securities products (such as wrap account sponsors and issuers of variable contracts of insurance companies) provided it is necessary to effect, administer or enforce certain transactions related to a customer account.

To the extent you provide us with any non-public information to perform services or functions on your behalf, we hereby agree not to disclose or use any such information for any purpose other than to carry out the purposes for which you disclosed the information or as permitted by law.

LATEST UPDATE

This Privacy Policy was last updated on: July 27th, 2006